529 Plan and College Savings

Question: I will enter college next year. What credit card should I apply for if I have no previous credit?

I have a checking and a savings account as well, and plan on paying the balance in full each month, to build credit for a later date.
I currently am with Bank of America. I am thinking I should go for a Bank of America Secured Visa, or a Citi Secured Mastercard. Which one should I choose?

Answer: you will need a job and be at least 18 – may need parents to co-sign – the rules are changing – VISA and MC are the same thing – just different companies – it doesn’t matter

Brian Gilder’s How to get rid of Credit Card Debt

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